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#WESTPAC HOME LOAN CALC PLUS#

The estimate might be different if payment type is interest only or if a different interest rate discount applies. Offer can be withdrawn or changed anytime.

#WESTPAC HOME LOAN CALC PLUS#

Eligibility criteria apply to special offer discounts for ANZ Simplicity PLUS home loans, including $50,000 or more in new or additional lending. Rate includes a special offer discount when borrowing 80% or less of the property value (which is subject to change). It is also based on a loan term of 30 years, payment type principal and interest and either an ANZ Simplicity PLUS rate for home loans or an ANZ Simplicity PLUS rate for residential investment property loan depending on the type of property you have selected. The estimate is based on the accuracy of the information provided. Terms and conditions, and fees and charges apply.

The information on this page does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions, Product Disclosure Statement and the ANZ Financial Services Guide (PDF 150kB) before acquiring any product.Īpplications for credit are subject to ANZ credit approval criteria.

For a more detailed conversation and to discuss next steps, speak with one of our home loan specialists. It doesn’t take into account your complete financial position or whether you meet home loan eligibility criteria. Note the borrowing power calculator is designed to give you an idea of how much you might be able to borrow, but it shouldn’t be taken as a guarantee that you’ll be able to borrow this amount. Rate includes a special offer discount disclaimerwhen borrowing 80% or less of the property value.

ANZ Simplicity PLUS rate for home loans or an ANZ Simplicity PLUS rate for residential investment property loans, depending on the type of property you select.

The borrowing power calculator estimates how much you may be able to borrow based on the information you provide and the following assumptions: The more accurate the details you enter into the calculator, the more realistic your estimated borrowing capacity is likely to be – so you may want to start by understanding your expenses. Your expenses can be impacted by things like the number of dependents in your family, any current home or personal loan repayments and other financial commitments such as private health insurance. Generally speaking, your borrowing power is calculated as your net income minus your expenses.